Money Train 2 vs Money Train 3

	Money Train 2	Money Train 3
Provider	Relax Gaming	Relax Gaming
RTP	96.40%	96.10%
Volatility	Very high	Very high
Max win	50,000x	100,000x
Layout	5x4	5x4
Paylines / ways	40	40
Release date	30 January 2020	31 May 2022
Bonus buy	Yes	Yes
Our score	8.5/10	8.2/10

Verdict

Money Train 2 has the higher default RTP (96.40%), though the gap matters only over very long play.
Both are rated with the same volatility.
Money Train 3 offers the bigger max win at 100,000x.

Neither game is "better" in terms of your chances – choose the one whose features and volatility fit how you like to play, and try both demos first.

Money Train 2 in brief

Money Train 2 remains the benchmark for "money cart" style bonuses. The persistent special symbols – Collectors, Payers, Snipers and the Necromancer – combine in so many ways that no two bonuses look the same. It's very volatile, but the bonus is entertaining even when it pays poorly, which is rare.

Money Train 3 in brief

Money Train 3 moves the series into a steampunk setting and doubles the cap to 100,000x. The bonus adds new persistent symbols on top of the classics. It's more complex than Money Train 2, which makes the demo especially useful before playing for real.

Features compared

Money Train 2

Money Cart bonus: Three respins where only bonus symbols land; respins reset with each new symbol.
Persistent symbols: Collector, Payer, Sniper and Necromancer symbols interact to boost values.

Money Train 3

Money Cart 3 bonus: Respins with an expanded set of persistent special symbols.
Base game modifiers: Bonus symbols can land in the base game with random values.

Frequently asked questions

Which has the higher RTP, Money Train 2 or Money Train 3?

Money Train 2 has the higher default RTP (96.40%), though the gap matters only over very long play.

Which pays more, Money Train 2 or Money Train 3?

Money Train 3 offers the bigger max win at 100,000x. Max wins are rare and not a realistic expectation for any session.